Two careers spent watching what goes wrong. One practice built to prevent it.
MMT Financial and Insurance is the Move Mountains Team: Marc and Marylene Merritt, Regional Vice Presidents with Freedom Equity Group, serving pre-retirees and business owners in New York, New Jersey and Pennsylvania.
Retirement income that survives taxes, market crashes and illness.
Most people arrive at retirement with one account type, one tax treatment and no floor under any of it. We build plans where the income cannot be lost to a bad market year, where a share of it comes out tax-free, and where a serious illness does not empty the account that was supposed to last a lifetime.
We recommend a product only after a written needs analysis shows it is suitable. If it is not, we tell you.
Marc Merritt
Marc is currently VP and Senior Credit Portfolio Manager at a major regional bank, with more than 40 years in financial services and prior roles at JP Morgan Chase, Merrill Lynch, Citibank and HSBC. His day job is judging whether a borrower can survive a downturn. He brings the same question to retirement income: what happens to this plan in a bad year?
Marc also owns MM Fine Jewelry and Gems Inc. (est. 2018) and is a GIA-educated diamond grader.
Marc on LinkedIn →
Marylene Teopengco-Merritt, RN
Marylene is an active operating-room nurse and a licensed insurance RVP. She has seen, from inside the hospital, what a serious diagnosis does to a family that has protection for death but nothing for living through illness. That experience is why living benefits sit at the center of how MMT designs coverage.
Marylene’s FEG page →Independent, with national carrier access.
MMT operates under Freedom Equity Group (FEG), a national independent life and annuity marketing organization. Independence means we are not employees of any one carrier: we place your plan with whichever of our carrier partners fits the case. FEG provides the contracting, compliance oversight and training behind that.
Field training representatives
Tanya Ransom, RNRegional Manager · NY/NJ Lic LA-1973798Tanya’s FEG page
Marie Angelie EscoberField Training RepresentativeJoin Marie’s team
Jean Laguerre, Sr.Field Training RepresentativeJean’s FEG page
Joe SlaterField Training Representative · Executive recruiter, 30+ yearsJoin Joe’s team
Adelina VargasField Training RepresentativeAdelina’s FEG pageInterested in joining the team? Ask us about the FEG opportunity when we talk.
Let’s talk about where you are and where retirement needs to be.
A free 30-minute discussion on Zoom or in person.